Last updated: August 9 2019
What Information Does A.M. Money Collect From Visitors and Borrowers?
A.M. Money collects the following information from students and visitors to our website:
Information you provide to us directly:
Any information that you provide to us directly on our website, including but not limited to:
The information you provide on our website such as contact information, school affiliation, GPA, loan amount requested, etc.
Loan application information including address, social security number, school transcript, financial aid package, etc.
Information we obtain to verify representations made by you, such as your academic information, financial need, employment history or income
Basic traffic information about your visit, such as IP address, hostname, and pages on our site visited.
Third party information:
Information provided by you or requested from third parties as part of your loan application, such as student transcripts, credit report information, and other information collected from your school
Information we receive from third parties, such as partner programs, academic institutions, consumer reporting agencies and other lenders, regarding your creditworthiness and credit history, and to verify your identity
We do not collect personally identifiable information from website visitors who do not voluntarily submit such information. However, information collected from prior visits could be associated with personally identifiable information if you later submit such information to us.
Children and Privacy
This website is not intended for use by children. If you are under 17, you may use this website only with the involvement of a parent or guardian. If you are a parent or guardian and believe that we may have inadvertently collected personal information from your child, please notify us immediately by sending an email to firstname.lastname@example.org.
How Does A.M. Money Use Information Collected From Visitors to This Website?
We use information collected from website visitors to improve the content and browsing experience of our website, to provide information regarding our products to you, and respond to you. This information is not sold or disclosed to non-affiliated third parties for marketing purposes, however, we may contact you with marketing offers. A.M. Money may disclose information collected from website visitors to:
Administer, operate, facilitate, and manage your relationship and/or account with A.M. Money. This may include sharing such information internally as well as disclosing it to our third-party service providers;
Evaluate your eligibility for products provided by or through A.M. Money;
Provide you with products and services you request;
Offer you additional products or services from us or from others that may be of interest to you;
Contact you or, if applicable, your designated representative(s) by mail, telephone, e- mail, facsimile, etc., in connection with our relationship and/or account;
Provide you with information, recommendations, advertisements or advice concerning products and services offered by A.M. Money and tailor the types of information we choose to send or display to you;
Facilitate our internal business operations including assessing and managing risk and fulfilling our legal and regulatory obligations;
Better understand how users access and use our Site;
Improve Site performance;
Notify you about changes to our site or policies;
Respond to your requests and otherwise fulfill any purpose for which you provide it to us;
Comply with all reporting and other legal requirements;
Enhance your experience at our websites;
Process payments and update account records;
Analyze customer demographics, payment histories, and preferences;
Conduct statistical analyses;
For any other business purposes permitted under the law.
You may choose to opt-out of receiving unrequested marketing communications by emailing email@example.com. Exceptions may include communications required by law, example fair lending notices.
We are concerned about safeguarding the confidentiality of your information. We provide physical, administrative and technical safeguards to protect the information we collect and maintain.
This Privacy Statement may be updated from time to time for any reason. We may notify you of certain significant changes by sending you the revised notice by email, but for other changes, we will only notify you by posting the new Privacy Statement here, https://chicagostudentloans.com/privacy-policy. Please consult this Privacy Statement regularly for any changes. For the time that you remain our borrower, you will receive an annual privacy notice reflecting the most recent Privacy Statement.
By using our website, you consent to the collection, processing, and storage of information as described in this Privacy Statement. Processing activities may take place in the United States. If you reside outside of the United States, you acknowledge that you will let us know of that change of address immediately. Your information may be transferred to, and processed and stored in, the United States or other jurisdictions in accordance with applicable law in that jurisdiction. If you do not agree to these terms, do not use this website.
Notice of Privacy Rights
Customers may access, review and/or correct all their personally identifiable information that we collect online by sending an email to firstname.lastname@example.org with a subject heading "Customer Privacy Notice" and allow thirty (30) days for a response.
If you have any questions about how we collect, store and use your information, you may contact us by emailing us at email@example.com.
CA Residents: We share information that we collect with affiliates when a customer consents to such sharing or the information is released in connection with a written agreement for the sole purpose of providing products or services covered by such written agreement. When the customer directs us not to share when given notice and an opportunity to opt out, we will not share information with affiliates.
NV Residents: We are providing you this notice under state law. To be placed on our internal Do Not Call List, call 1-855-537-5457. If you would like more information about our telemarketing practices, you may contact us at firstname.lastname@example.org. For more on this Nevada law, contact the Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; call 702-486-3132; or email BCPINFO@ag.state.nv.us.
VT Residents: A.M. Money will not disclose information about you with its Affiliated Companies or with Non-Affiliated Third Parties, other than as required or permitted by law, without your express permission.