Privacy Policy

Last updated: August 9 2019

Welcome to A.M. Money. This Privacy Statement describes how A.M. Money collects, receives and shares information about you from our website and any off-line communications we may have with you, e.g. emails, telephone calls, and personal communication, located at https://www.chicagostudentloans.com. This Privacy Policy, together with our Terms of Use, govern your use of our website and our collection and use of your information.

What Information Does A.M. Money Collect From Visitors and Borrowers?

A.M. Money collects the following information from students and visitors to our website:

  1. Information you provide to us directly:

  1. Any information that you provide to us directly on our website, including but not limited to:

    1. The information you provide on our website such as contact information, school affiliation, GPA, loan amount requested, etc.

    2. Loan application information including address, social security number, school transcript, financial aid package, etc. 

    3. Information we obtain to verify representations made by you, such as your academic information, financial need, employment history or income

  1. Technology information:

  1. Basic traffic information about your visit, such as IP address, hostname, and pages on our site visited.

  1. Third party information:

  1. Information provided by you or requested from third parties as part of your loan application, such as student transcripts, credit report information, and other information collected from your school

  2. Information we receive from third parties, such as partner programs, academic institutions, consumer reporting agencies and other lenders, regarding your creditworthiness and credit history, and to verify your identity


We do not collect personally identifiable information from website visitors who do not voluntarily submit such information. However, information collected from prior visits could be associated with personally identifiable information if you later submit such information to us. 

Registered Users

If you submit a form on our website, we consider you a registered user, we will collect information from you, including: Name, Email Address, Phone Number, Cookies, etc.  We may use cookies and similar technologies such as web beacons to support the functionality of our customer portal, monitor traffic patterns and collect information about your previous visits to our website.

Children and Privacy

This website is not intended for use by children. If you are under 17, you may use this website only with the involvement of a parent or guardian. If you are a parent or guardian and believe that we may have inadvertently collected personal information from your child, please notify us immediately by sending an email to info@a-m.money.

How Does A.M. Money Use Information Collected From Visitors to This Website?

We use information collected from website visitors to improve the content and browsing experience of our website, to provide information regarding our products to you, and respond to you. This information is not sold or disclosed to non-affiliated third parties for marketing purposes, however, we may contact you with marketing offers. A.M. Money may disclose information collected from website visitors to:

  1. Administer, operate, facilitate, and manage your relationship and/or account with A.M. Money. This may include sharing such information internally as well as disclosing it to our third-party service providers;

  2. Evaluate your eligibility for products provided by or through A.M. Money;

  3. Provide you with products and services you request;

  4. Offer you additional products or services from us or from others that may be of interest to you;

  5. Contact you or, if applicable, your designated representative(s) by mail, telephone, e- mail, facsimile, etc., in connection with our relationship and/or account;

  6. Provide you with information, recommendations, advertisements or advice concerning products and services offered by A.M. Money and tailor the types of information we choose to send or display to you;

  7. Facilitate our internal business operations including assessing and managing risk and fulfilling our legal and regulatory obligations;

  8. Better understand how users access and use our Site;

  9. Improve Site performance;

  10. Notify you about changes to our site or policies;

  11. Respond to your requests and otherwise fulfill any purpose for which you provide it to us;

  12. Comply with all reporting and other legal requirements;

  13. Enhance your experience at our websites;

  14. Process payments and update account records;

  15. Analyze customer demographics, payment histories, and preferences;

  16. Conduct statistical analyses;

  17. For any other business purposes permitted under the law.

Remarketing

This website uses Google AdWords, Facebook, Twitter, and other mediums as a third party remarketing service to advertise across the internet to previous visitors of our website. Third-party remarketing services will use cookies and pixel tags (action tags) on your web browser to collect non-identifiable information about your visits and interaction with our website and display advertisements based on these past visits.

Opt-Out

You may choose to opt-out of receiving unrequested marketing communications by emailing info@a-m.money. Exceptions may include communications required by law, example fair lending notices.

Security

We are concerned about safeguarding the confidentiality of your information. We provide physical, administrative and technical safeguards to protect the information we collect and maintain.

Changes

This Privacy Statement may be updated from time to time for any reason. We may notify you of certain significant changes by sending you the revised notice by email, but for other changes, we will only notify you by posting the new Privacy Statement here, https://chicagostudentloans.com/privacy-policy. Please consult this Privacy Statement regularly for any changes. For the time that you remain our borrower, you will receive an annual privacy notice reflecting the most recent Privacy Statement.

Your Consent

By using our website, you consent to the collection, processing, and storage of information as described in this Privacy Statement. Processing activities may take place in the United States. If you reside outside of the United States, you acknowledge that you will let us know of that change of address immediately. Your information may be transferred to, and processed and stored in, the United States or other jurisdictions in accordance with applicable law in that jurisdiction. If you do not agree to these terms, do not use this website.

Notice of Privacy Rights

Customers may access, review and/or correct all their personally identifiable information that we collect online by sending an email to info@a-m.money with a subject heading "Customer Privacy Notice" and allow thirty (30) days for a response.


If you have any questions about how we collect, store and use your information, you may contact us by emailing us at info@a-m.money.


CA Residents: We share information that we collect with affiliates when a customer consents to such sharing or the information is released in connection with a written agreement for the sole purpose of providing products or services covered by such written agreement. When the customer directs us not to share when given notice and an opportunity to opt out, we will not share information with affiliates.


NV Residents: We are providing you this notice under state law. To be placed on our internal Do Not Call List, call 1-855-537-5457. If you would like more information about our telemarketing practices, you may contact us at info@a-m.money. For more on this Nevada law, contact the Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; call 702-486-3132; or email BCPINFO@ag.state.nv.us.


VT Residents: A.M. Money will not disclose information about you with its Affiliated Companies or with Non-Affiliated Third Parties, other than as required or permitted by law, without your express permission.